How

to

properly

negotiate

your

mortgage

renewal

Don't sign your bank's first offer. Here's how to get the best conditions at renewal.

Over 60% of Quebecers sign their renewal offer without negotiating. Yet, it's the perfect opportunity to review your financial strategy.

Start early

You can renew penalty-free up to 120 days before your term expires. This is the time to contact a mortgage broker in Montérégie to compare market offers.

Create competition

Your current financial institution will rarely offer you its best rate right away. A broker can negotiate on your behalf and facilitate the transfer to a new lender if necessary, often without notary fees.

Ready to take the next step? Our team of partner brokers is available to review your unique situation and provide tailored advice that aligns with your long-term financial goals.