Bad

credit:

is

it

possible

to

get

a

mortgage?

Having bad credit doesn't mean the end of your real estate projects. Discover your financing options.

Has your credit score taken a hit? Getting a mortgage in Sorel-Tracy is still possible thanks to alternative and private lenders.

Alternative lenders (B Lenders)

Unlike major banks, these lenders focus more on the property's value and your down payment (minimum 20%) than on your credit score. Rates are slightly higher, but it's an excellent transitional solution.

A recovery plan

A local mortgage broker will not only help you find immediate financing but will also establish a 1-to-3-year strategy to rebuild your credit and bring you back to traditional banks.

Ready to take the next step? Our team of partner brokers is available to review your unique situation and provide tailored advice that aligns with your long-term financial goals.